Loophole, our third venture of 2026, shipped v1 last week with two paying carriers and a third in pilot. The product is an autonomous claims triage system for mid-market insurance carriers.
This is a short note on what we built, who built it, and why this category mattered enough to commit a full ten-week sprint.
What Loophole does
Loophole ingests first notice of loss, pulls policy data, applies coverage analysis, and routes complex claims to human adjusters — with a full evidence packet ready before the adjuster opens the file. The median triage time drops from four hours to eleven minutes.
Why this segment
The claims triage problem is real, large, and underserved. Mid-market carriers have claims volumes too high to handle manually at the quality they need, but not high enough to justify the enterprise AI platforms designed for tier-one insurers. Loophole is designed for carriers with 50,000 to 500,000 annual claims — a segment that has been waiting for a purpose-built solution.
The build
The virentiq Build engine worked alongside the Loophole founders for ten weeks. The core technical challenge was coverage analysis — applying policy language to claim facts at the accuracy level adjusters trust. We built a retrieval system tuned on insurance policy corpora and a structured output layer that produces a coverage determination with a citation trail adjusters can verify in under sixty seconds.
Two paying carriers signed on at launch. A third is in pilot. All three were in the build loop from week three onward.